Our verdict: Wallester Business is the strongest free business banking offer we've tested in 2026. A dedicated IBAN, 300 free virtual Visa cards, free SEPA payments and a complete expense-management suite — with a €0 monthly fee. For teams that spend online, it's the obvious first account to open.
Open a Free Wallester Business Account →
Free plan · No monthly fee · EEA-registered companies
Wallester is an Estonian financial technology company and Visa principal member that runs its own card-issuing platform. Wallester Business is its all-in-one product for companies: a business account with a dedicated IBAN, unlimited physical and virtual Visa cards, and real-time expense management for the whole team.
Because Wallester owns the issuing infrastructure instead of reselling someone else's, it can do things typical neobanks can't: issue hundreds of cards instantly, offer white-label card programmes, and keep the entry price at zero.
| Plan | Monthly fee | Virtual cards | Best for |
|---|---|---|---|
| Free | €0 | 300 free | Startups, agencies, SMEs — most companies |
| Premium tiers | from €199 | 3,000+ | Media buyers & enterprises needing card volume |
| White-label / API | Custom | Unlimited | Fintechs launching card programmes |
Prices are shown in EUR — Wallester's billing currency. If you pay from another currency, your bank converts at the current market rate.
Pricing summarised from Wallester's published plans; confirm current details on wallester.com.
Marketing agencies and media buyers issuing one card per client or campaign; SaaS and e-commerce companies managing dozens of subscriptions and supplier payments; startups and SMEs that want real expense control without paying €20–100/month for it; and finance teams that need limits, approvals and clean exports to accounting.
If your core need is holding 15 currencies or receiving USD like a local, pair Wallester with Wise Business or Revolut Business — many of our readers run Wallester for cards & expenses and Wise for international collection.
Yes. Wallester AS is authorised as a financial institution in Estonia (EU), supervised under EU e-money and payment regulation, and is a principal member of Visa. Client funds are safeguarded in segregated accounts, and cards support 3-D Secure with real-time controls to freeze or limit any card instantly.
Yes — the standard plan has no monthly fee and includes a dedicated IBAN, 300 virtual cards and free SEPA payments. Paid tiers exist for companies that need thousands of cards.
Companies registered in the European Economic Area (EEA). Onboarding is fully online with standard KYB verification of directors and beneficial owners.
Yes — this is one of Wallester's most popular use cases. Virtual Visa cards are widely accepted by ad platforms, and per-card limits keep campaign budgets under control.
Yes, both physical and virtual cards can be added to Apple Pay and Google Pay.
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